Terms and Conditions - Australia
These Price Protection Program Terms and Conditions (“Program Terms”) apply to Paylater Travel’s Price Protection Promotion (“Promotion”) running between November 1, 2025 and December 2, 2025. These Program Terms are in addition to and form part of Paylater Travel’s general Terms and Conditions, available at www.paylatertravel.com/terms-conditions, including our Privacy Policy which can be found at www.paylatertravel.com/privacy. By participating in this Promotion, customers agree to be bound by these Program Terms and Paylater Travel’s standard Terms and Conditions.
1. Eligibility
1.1. The Price Protection Promotion is open to all customers who book an eligible flight through Paylater Travel’s website between November 1, 2025 and December 2, 2025 (“Promotion Period”).
1.2. To be eligible, customers must:
- Make their booking directly through Paylater Travel.
- Have completed at least the first instalment payment for their booking.
- Submit a valid claim by December 5, 2025 (“Claim Deadline”).
1.3. All fare types, routes, and destinations are eligible. Package deals, hotel bookings, or bundled offers that include non-flight components are excluded.
1.4. The Promotion is available to customers paying in AUD, USD, CAD, or GBP. Travel credit issued will be based on the original booking currency.
2. Price Protection Claim Process
2.1. To make a claim under the Price Protection Promotion, the customer must:
a) Identify a lower fare for the same flight listed on Paylater Travel’s website during the Promotion Period.
b) Take an unedited screenshot clearly showing all relevant flight details, including:
- Airline, route, flight number, date, and time
- Fare class, cabin type, and refundability
- Fare inclusions (e.g., checked luggage, seat selection)
- A date stamp
c) Email the screenshot and their Paylater Travel booking number to support@paylatertravel.com by the Claim Deadline (December 5, 2025).
2.2. Claims received after the Claim Deadline or without complete information may be deemed ineligible.
2.3. Upon receipt, Paylater Travel will verify the lower fare. Verification includes confirming the lower fare exists, the flight details match exactly, and no fraudulent activity is detected. If approved, a travel credit equal to the verified price difference (and up to $150 AUD / $100 USD / $150 CAD / £75 GBP per ticket, max 4 tickets**)** will be applied to the customer’s account within 5–7 business days of verification.
2.4. Travel credits will be confirmed via email once issued and are valid for 12 months from the issue date.
2.5 Screenshots should be date and time stamped.
2.6 Paylater Travel may request additional documentation to verify claims. Failure to provide requested verification may result in claim rejection.
3. Conditions of the Travel Credit
3.1. Travel credits:
- Can only be used for future bookings made directly with Paylater Travel.
- Cannot be combined with any other promotion, voucher, or discount.
- Have no cash or refund value and are non-transferable.
- Will be issued in the same currency as the original booking.
- Will be issued to the account of the booking holder.
- Must be used within 12 months from the date of issue.
3.2. If a booking associated with a Price Protection claim is cancelled, refunded, or otherwise modified, the associated travel credit will be forfeited.
3.3. Where fare differences involve currency conversions, the exchange rate used will be Paylater Travel's prevailing rate on the date of the original booking. No adjustment will be made for subsequent exchange rate fluctuations.
4. Verification and Disqualification
4.1. Paylater Travel reserves the right to verify the accuracy and eligibility of all claims, including validating fare prices and booking details.
4.2. Claims will be considered invalid if:
- The lower fare is not for the same flight and conditions (including route, airline, date, time, fare class, cabin, refundability, and inclusions).
- The lower fare is found on a third-party website or airline website other than Paylater Travel.
- The fare was identified outside of the Promotion Period or submitted after the Claim Deadline.
4.3. Paylater Travel’s decision regarding eligibility and verification is final and binding.
4.4. Any attempt to submit fraudulent claims, including but not limited to doctored screenshots, false information, or multiple claims for the same booking, will result in immediate disqualification from this and future promotions and forfeiture of any credits.4.5 Paylater Travel employs verification technology and reserves the right to audit claims.
5. Exclusions and Limitations
5.1. The Price Protection Promotion does not apply to:
- Package deals, hotel-only bookings, or bundled offers.
- Group fares or negotiated rates not publicly available on Paylater Travel’s website.
- Errors or misprints in advertised fares.
- Flights booked using gift cards, credits, or promotional discounts.
5.2. A maximum of one (1) Price Protection claim per booking is permitted.
5.3. The maximum total credit issued is $150 AUD / $100 USD / $150 CAD / £75 GBP per ticket, max 4 tickets per booking, regardless of the number of fare drops identified.
6. Program Validity and Modification
6.1. This Promotion is valid only for bookings made between November 1, 2025 and December 2, 2025, with claims submitted by December 5, 2025.
6.2. Paylater Travel reserves the right to:
- Modify, suspend, or terminate the Promotion at any time without prior notice.
- Disqualify any participant who tampers with or misuses the claim process.
- Correct any typographical, technical, or pricing errors that may occur in relation to the Promotion.
7. Liability
7.1. To the fullest extent permitted by law, Paylater Travel shall not be liable for any loss, damage, or delay arising out of or in connection with participation in the Price Protection Promotion, including the failure to receive or use a travel credit.
7.2. Nothing in these Terms shall exclude or limit any statutory rights that cannot be lawfully excluded, including rights under consumer protection laws.
7.3 Paylater Travel shall not be liable for any failure or delay in performing obligations under this Promotion due to circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, pandemic restrictions, government actions, system failures, or third-party service disruptions.
8. Governing Law
8.1. These Program Terms are governed by and construed in accordance with the laws of New South Wales, Australia, without regard to conflict of law principles.
8.2. Any disputes arising out of or in connection with these Program Terms, or the Price Protection Promotion, shall be subject to the exclusive jurisdiction of the courts of New South Wales, Australia.
8.3. For customers residing outside Australia:
- United States: These Program Terms are governed by the laws of the State of California, United States, and any disputes shall be subject to the courts of California.
- United Kingdom: These Program Terms are governed by the laws of England and Wales, and any disputes shall be subject to the courts of England and Wales.
- Canada: These Program Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, and any disputes shall be subject to the courts of Ontario.
8.4. Nothing in these Program Terms limits or excludes any statutory rights you may have under applicable consumer protection laws in your country of residence.
Contact
For questions about the Price Protection Program or to submit a claim, please email
1. Definitions and Interpretation
1.1 In this Agreement, the following terms have the defined meanings below:
Agreement means these terms and conditions governing our relationship with you and the provision of the PLT Services.
AML/CTF Act means Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth).
AML/CTF Laws means the AML/CTF Act, the Anti-money Laundering/Counter-terrorism Financing Rules made under section 299 of the AML/CTF Act from time to time, together with any procedures mandated by AUSTRAC from time to time.
ATIA Industry Accreditation Scheme means the accreditation scheme operated by the Australia Travel Industry Association.
ATAS Code of Conduct means the Australian Travel Accreditation Scheme Code of Conduct.
Australian Consumer Law means Schedule 2 to the Competition and Consumer Act 2010 (Cth).
Bankrupt means you have experienced a Bankruptcy Event.
Bankruptcy Act means the Bankruptcy Act 1966 (Cth).
Bankruptcy Event means:
(a) you have been served with a bankruptcy notice issued under the Bankruptcy Act.
(b) you are the subject of a sequestration order issued under the Bankruptcy Act.
Checkout means the time at which you pay the Deposit and the Travel Product is secured.
Cooling Off Period means, to the extent such period is offered by the Travel Provider, the period immediately after Checkout during which Travel Products can be cancelled without any relevant fees.
Commencement Date means the date you pay the Deposit.
Comments means specific submissions, creative ideas, suggestions, proposals, plans or other materials, whether online, by email, post, or otherwise, made by you to us.
Consumer Rights means any rights and/or statutory guarantees pursuant to the Australian Consumer Law, and any other relevant consumer protection legislation.
Corporations Act means the Corporations Act 2001 (Cth).
Customer means the customer engaging the PLT Services.
Deposit means the non-refundable fee payable by you to us that allows you to use the PLT Services, the quantum of which will be agreed between us prior to Checkout, but will be at least 5% of the Travel Product.
Insolvent means, in respect of a Travel Provider:
(a) a Travel Provider is in liquidation, provisional liquidation, administration, wound up, declared bankrupt, or had a receiver appointed to its property;
(b) a Travel Provider is subject to any arrangement (including a deed of company arrangement) assignment, moratorium, compromise or composition, protected from creditors under any statute, or dissolved;
(c) an application or order has been made, resolution passed, proposal put forward or any other action taken, in each case in connection with that Travel Provider, which is preparatory to, or could result in, any of the things described in the above paragraphs (not including the commencement of ordinary legal proceedings);
(d) a Travel Provider is taken, under section 459F(1) of the Corporations Act, to have failed to comply with a statutory demand;
(e) a Travel Provider is the subject of an event described in section 459C(2)(b) of the Corporations Act; or
(f) any other analogous process in relation to the preceding paragraphs (a)-(e).
Intellectual Property Rights means all existing and future rights throughout Australia and elsewhere in the world conferred by statute, common law, equity, or any corresponding law in relation to any copyright, designs, moral rights, patents, trade marks, domain names, know-how, inventions, processes, trade secrets or confidential information, circuit layouts, software, computer programs, databases or source codes, including any application, or right to apply, for registration of, and any improvements, enhancements or modifications of, the foregoing, whether or not registered or registerable.
Law means all applicable laws, regulations, codes, guidelines, policies, protocols, consents, approvals, permits and licences, and any requirements or directions given by any government or similar authority with the power to bind or impose obligations on the relevant Party in connection with this Agreement.
“Lay-by” Period means the period during which you can make payment of the Travel Product Price, and such period will expire no later than two (2) weeks prior to the commencement date of the Travel Product.
Liability means all costs (including any tax), charges, claims, losses, damages, expenses, penalties, and liabilities of any kind (including legal costs incurred in defending any proceeding or appearing before any court, tribunal, government agency, or some other body).
Mobile Message Service means the Pay Later Travel mobile message service operated by us.
National Credit Code means the National Consumer Credit Protection Act 2009 (Cth) including Schedule 1.
Nominated Payment Option means a payment arrangement in which a valid debit or credit card is provided by you to us from which you authorise us (subject to prospective revocation by you at any time at your entire discretion) to debit instalments at the amounts and on the dates set by you in accordance with the Payment Schedule.
Parties means the Customer and Pay Later Travel.
Pay Later Travel means Sky Pay Group Pty Ltd (ACN 621 979 431) trading as Pay Later Travel.
Payment Schedule means an arrangement between you and us (analogous to lay-by purchases of goods) in which you set out an indicative (non-binding) schedule of regular part payments of the Travel Product Price that you anticipate you may make, such that the Travel Product Price is paid by the end of the “Lay-by” Period. The arrangement does not oblige you to make the part payments set out in that schedule or any part payments at all.
PLT Cancellation Fee means our cancellation fee that is 10% of the value of the Travel Product Price, and capped at not more than $150 per passenger, determined in accordance with our internal calculation of our reasonable costs of cancellation.
PLT Materials means all Intellectual Property Rights which are owned by or licenced by Pay Later Travel and any improvements, modifications, or enhancements of such Intellectual Property Rights.
PLT Platform means the website and technology operated by Pay Later Travel including the information and tools.
PLT Services has the meaning set out in clause 5.1.
Product Listings has the meaning set out in clause 2.9.
Third Party Links has the meaning set out in clause 8.1.
Travel Product Price means the total amount payable by you for the Travel Product and the PLT Services including the amount charged by the Travel Provider (including any applicable taxes, fees, charges, but excluding any optional extras or third party cancellation fees unless expressly stated otherwise) and the Deposit.
Travel Product means any travel-related service or combination of services offered for sale to you, including but not limited to airline tickets, hotel accommodations, car rentals, cruises, tour packages and any other ancillary services associated with travel, including all products and services necessary to facilitate your travel experience.
Travel Provider means any entity that supplies travel-related services, including, but not limited to airlines, hotels, accommodation providers, tour operators, car rental companies, cruise lines and other businesses offering transportation, lodging, or experiences related to travel, and is responsible for fulfilling the travel-related services purchased by you.
Website means the website located at https://www.paylatertravel.com.au/ owned and operated by Pay Later Travel.
1.2 In this Agreement, the following rules of interpretation apply, unless the contrary intention appears or context otherwise requires:
(a) the terms “we”, “us”, and “our” refers to Pay Later Travel and the terms “you” and “your” refer to the Customer;
(b) headings and subheadings are for convenience only and do not affect the interpretation of this Agreement;
(c) words denoting the singular include the plural and vice versa;
(d) no provision of this Agreement will be construed adversely to a party because that party was responsible for the preparation of that provision or this Agreement;
(e) a reference to a day is to be interpreted as the period of time commencing at midnight and ending 24 hours later;
(f) where a word or phrase is defined, other parts of speech and grammatical forms of that word or phrase have corresponding meanings;
(g) a reference to an amount of dollars, Australian dollars, or $, is a reference to the lawful currency of the Commonwealth of Australia, unless the amount is specifically denominated in another currency;
(h) a reference to Law includes common law, equity, and legislation, including regulations and rules, any constitutional provision, treaty, or decree, or any judgment, and is a reference to that Law as amended, consolidated, re-enacted, replaced or applied to new or different facts;
(i) any failure by a party to exercise or enforce any right or provision of this Agreement does not constitute a waiver of such right or provision; and
(j) in the event any provision of this Agreement is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from this Agreement. Such determination shall not affect the validity and enforceability of any other remaining provisions.
2. Terms of engagement
Terms of Service
2.1 This Agreement addresses the terms on which we provide PLT Services to you.
2.2 By accessing the Website and booking a Travel Product you agree to be bound by this Agreement.
2.3 We will provide access to information, tools, and services on the Website, as well as phone and email communication conditional upon your acceptance of this Agreement. In order to access the Website and book a Travel Product, you hereby represent and warrant that:
(a) you are at least 18 years of age; and
(b) you have the legal right and ability to enter into a legally binding relationship with us;
(c) you are not Bankrupt;
(d) you are not a citizen of Cuba, Iran, Syria, or North Korea; and
(e) you do not intend to travel to a Do Not Travel Zone as published on the Australia Government Smart Traveller website, and amended from time to time.
2.4 No persons under the age of 18 are permitted to use the Website or engage the PLT Services.
2.5 If you provide us with a Nominated Payment Option, you warrant that you are authorised to do so.
2.6 We maintain the right to refuse a request by you to use the PLT Services in our sole discretion, acting reasonably.
2.7 We will not perform credit checks on you as a precondition to your use of the PLT Services.
2.8 We make no representation that Travel Product Prices are identical to prices on individual airline sites that may exist from time to time.
The Website
2.9 The search function on our Website retrieves general information about flight paths and pricings made publicly available from various airline ticketing providers. Our systems use this general information to provide a suggested Payment Schedule that you can review in respect of the relevant Travel Products (Product Listings).
2.10 Whilst we strive to ensure our system regularly updates, collects and publishes accurate and up to date information for each Product Listing, we cannot and do not warrant that all information published on the Website will be current, accurate, complete and/or free of system glitches.
2.11 Where we become aware of any error, omission or system malfunction, we reserve the right to correct that error or omission and notify you immediately. If you are directly affected by a system malfunction we will notify you within 5 days of Checkout.
2.12 All Product Listings are subject to revisions in line with any changes in price, time, dates, flight path or other associated ticketing details that a Travel Product Provider makes from time to time.
2.13 Quotes are subject to change prior to your Deposit being paid.
3. Amendment of Terms and Conditions
3.1 We may amend the terms and conditions of this Agreement from time to time, and amendments to this Agreement will take effect immediately from the date and time they are published on the Website.
3.2 In the event that any amendment to this Agreement causes a material detriment to you, you will be permitted to terminate this Agreement and cancel your Travel Product without being subject to the cancellation fees set out in clause 6.
4. Representations and warranties
4.1 Each Party represents and warrants to the other Party that during the Term:
(a) it is not acting in the capacity as trustee or similar role on acting on behalf of others;
(b) it has the power to enter into and perform this Agreement, and to comply with its obligations under it;
(c) the obligations under this Agreement are valid and enforceable against it;
(d) it has in full force and effect the authorisations necessary for it to enter into this Agreement, to comply with its obligations, and exercise its rights under them and to allow them to be enforced;
(e) it is authorised to provide any information required in connection with this Agreement;
(f) it has received, or waived the right to receive, independent legal advice regarding the subject matter of this Agreement before entering into this Agreement; and
(g) this Agreement and the performance by it of its obligations under it do not contravene its constitution or any Law by which it is bound, or cause a default under any agreement by which it is bound.
4.2 Additional representations and warranties from you:
(a) you have read and understood the terms of this Agreement;
(b) you are not Bankrupt;
(c) you will not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead Pay Later Travel as to the origin of any Comments or representations made by you. You are solely responsible for any Comments or representations you make and their accuracy;
(d) you will not reproduce, duplicate, copy, sell, resell, or exploit any written material, visual material, or code on the Website, including this Agreement, without express written permission from Pay Later Travel;
(e) we will not be responsible or liable for any issue with the PLT Services or booking of your Travel Product arising from your error or omissions including incorrect passenger names, ages, passport numbers, or other similar information, and that you acknowledge that we provide the PLT Services in line with the details you provide us;
(f) any charges arising by reason of an error or omission on your behalf will be borne by you, including but not limited to errors in relation to the number of travellers, or the ages and names of the travellers;
(g) you will not use the Website or its content, or the PLT Services:
i. for any unlawful purpose;
ii. to solicit others to perform or participate in any unlawful acts;
iii. to violate any applicable Laws;
iv. to infringe upon or violate our intellectual property rights or the intellectual property rights of others;
v. to submit false or misleading information;
vi. to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the PLT Services or of any related website, other websites, or the Internet;
vii. to collect or track the personal information of others; or
viii. to interfere with or circumvent the security features of the PLT Services or any related website, other websites, or the Internet.
4.3 We reserve the right to terminate your use of the PLT Services and your access to the Website if you breach any of the warranties set out in clauses 4.1 and 4.2 above.
5. Provision of PLT Services
5.1 PLT Services
(a) We provide the full suite of travel agent services to assist you with organising, planning, paying for, and amending your chosen Travel Product (subject to the terms in this Agreement), including (but not limited to) a service analogous to lay-by purchases of goods through which you can reserve, and pay in instalments, Travel Products (PLT Services).
(b) We provide the PLT Services to you in our own right, offering you the ability to secure the price of a Travel Product for the “Lay-by” Period, subject to payment of the Deposit by you to us at Checkout.
(c) The Deposit must be paid at Checkout, in full and up-front, and is non-refundable. We will not be required to refund the Deposit under any circumstances. This is because our right to the Deposit accrues unconditionally when we secure the nominated price for a Travel Product.
(d) During the “Lay-by” Period:
i. we will reserve your selected Travel Product, but no tickets will be issued to you, unless and until payment of the Travel Product Price is made in full;
ii. you may pay the Travel Product Price to us during the “Lay-by” Period in accordance with the Payment Schedule or in any other manner that you wish, provided that you do so during the “Lay-by” Period; and
iii. you may elect not to proceed with purchasing the Travel Product at any time subject to the cancellation procedure in clause 6.
(e) You will only acquire an enforceable right to redeem or use the Travel Product upon the full payment of the Travel Product Price.
(f) For the avoidance of doubt, you are under no obligation to make any payment of the Travel Product Price or complete payment of your Payment Schedule, subject to the cancellation procedure in clause 6.
(g) You acknowledge that we receive commission from time to time from Travel Providers.
(h) If an error is made in your Travel Product by reason of an error or omission made by us, any charged incurred in correcting that error will be borne at our expense.
5.2 Your right to the Travel Product
(a) On the Commencement Date, we will hold the Travel Product on your behalf, but you will not have any right or entitlement to redeem the Travel Product unless the Travel Product Price is paid prior to the expiry of the “Lay-by” Period.
(b) Once the Travel Product Price is paid, provided the “Lay-by” Period has not expired, you will acquire all rights and entitlement to use the Travel Product, and we will transfer control of the Travel Product to you.
(c) You acknowledge and agree that your entitlement to the Travel Product only arises once payment of the Travel Product Price is complete.
5.3 Payment of Travel Product Price
(a) By using the PLT Services, at Checkout, you will provide us with a Nominated Payment Option and you will provide unconditional and irrevocable consent and direction for us to pay the Travel Provider on your behalf.
(b) In accordance with clause 5.1(d) above, at Checkout we will provide you with a Payment Schedule that you can amend to the extent that you can choose:
i. the length of the “Lay-by” Period (up to a maximum of 6 months, and ending no later than two weeks prior to the commencement date of the Travel Product);
ii. whether payments are to be made under the Payment Schedule weekly or fortnightly, and
iii. when you would like your Payment Schedule to commence.
For the avoidance of doubt, the choices you make are indicative only, and you are under no obligation to make any payment of the Travel Product Price or complete payment of your Payment Schedule based on your choices or at all.
5.4 General payment terms
(a) No interest, fees, or charges, accrue or are payable on any amount outstanding of the Travel Product Price during the “Lay-by” Period.
(b) You are under no obligation to make any payments towards the Travel Product Price subject to the cancellation procedure in clause 6.
(c) We will not pressure you, force you, or exert any duress or undue influence over you, in an attempt to make you make a payment towards the Travel Product Price.
(d) You acknowledge and agree that your entitlement to the Travel Product only arises once payment of the Travel Product Price is complete.
(e) If there are any changes to your Nominated Payment Option, you undertake to promptly update your payment information so that we can complete your transaction.
(f) You agree to allow us (or our nominated third-party payment provider) to deduct funds and take direct debit instalments from your Nominated Payment Option in accordance with the Payment Schedule, subject to prospective revocation by you at any time at your entire discretion.
(g) If funds are unable to be deducted from your Nominated Payment Option then you acknowledge that we (or our nominated third party payment provider) will continue to attempt to deduct those funds until the payment has been effected or your booking is cancelled, whichever comes earlier.
(h) We will, to the best of our ability, endeavour to contact you should payments be missed, by email, phone, or SMS.
(i) We will not charge you any fees for late payment of an instalment, although we accept no fault or Liability if your financial institution charges you a dishonour fee in the event of a failed payment;
(j) You are responsible for ensuring there are sufficient funds available in your Nominated Payment Option, and where a scheduled payment has failed, you acknowledge that clause 5.4(g) applies.
(k) Although the Payment Schedule is indicative and non-binding, it is important for you to notify us beforehand of your intention not to make a payment in accordance with the Payment Schedule in accordance with Nominated Payment Option. As a result, if you wish to depart from your Payment Schedule (which you are always entitled to do), you will notify us in writing, at least 48 hours prior to the scheduled payment. You acknowledge that any notifications that are received either within the 48 hours prior, on the day of or after the scheduled payment may not be able to be cancelled or stopped.
(l) We warrant that any payments made from your Nominated Payment Option will be encrypted.
5.5 Travel Provider Risks
At Checkout, you acknowledge that:
(a) you bear the risk of the Travel Provider becoming Insolvent, cancelling, changing, overbooking, delaying, or dishonouring your Travel Product;
(b) we will have no liability in relation to the occurrence of an event in (a) above; and
(c) any legal rights you have arising from a deficiency in the Travel Product are against the Travel Provider and not against us, except to the extent such deficiency is caused by our negligence or breach of this Agreement in the course of our provision of the PLT Services.
5.6 In the event of a dispute between you and the Travel Provider, we will use our best endeavours to provide you with reasonable assistance.
5.7 Non-Payment of Travel Product Price
(a) You may elect not to complete the purchase of a Travel Product at any time during the “Lay-by” Period, subject to clause 6, by:
i. notifying us by email, post, or telephone; or
ii. not paying the Travel Product Price prior to the expiry of the “Lay-by” Period.
(b) In the event you elect not to complete the purchase of your Travel Product we will not be entitled to damages or any other remedy apart from the Deposit, the PLT Cancellation Fee, and any airline free charged by the Travel Product Provider.
6. Cancellation of Travel Product
6.1 Refund process
(a) If you elect to not proceed with completion of the purchase of the Travel Product during the “Lay-by” Period then you agree that the following will apply:
(i) if you cancel your Travel Product during the Cooling Off Period, subject to clause 6.2(b), you will receive a full refund of any amounts paid including the Deposit.
(ii) if you cancel your Travel Product after the Cooling Off Period, then the Deposit is not refundable as our right to it accrued unconditionally when we secured your Travel Product;
(iii) you will forfeit any and all rights to the Travel Product;
(iv) we will refund you any amounts paid towards the Travel Product Price less:
A. the PLT Cancellation Fee; and
B. any airline cancellation fee as imposed by the Travel Provider, subject to the Travel Product being refundable; and
v. we will not charge the PLT Cancellation Fee if you cancel the Travel Product due to a breach of this Agreement by us.
6.2 You acknowledge and agree that:
(a) The PLT Cancellation Fee is payable per customer occupying a seat on the Travel Product (excluding infants who sit on a parent or guardian’s lap);
(b) In the event you purchase a Travel Product identified as non-refundable on our Website, you will not be eligible for a refund;
(c) We will only be liable to provide you a refund to the extent that we receive a refund from the relevant Travel Provider; and
(d) We reserve the right, acting reasonably, to review your eligibility for future access to PLT Services, particularly in cases of repeated cancellations, suspected fraud, or breach of this Agreement.
6.3 Travel Provider cancellation
(a) If a Travel Provider cancels your Travel Product, they may offer travel credit with the Travel Provider in accordance with their terms and conditions. While we do not control these commercial terms, we will provide reasonable assistance to convert your Travel Product into such credits that can be redeemed with the Travel Provider upon full and final payment. Any credit must be used by the same passenger, with the same Travel Provider, as the original Travel Product.
6.4. Once you have lodged a cancellation request with us, we will process and refund your Nominated Payment Option within 4-10 weeks, with 75% of cases being actioned within 6 weeks, providing all Customer payment details are accurate and correct.
7. Amending Travel Product 
7.1. If you want to change your Travel Product during the “Lay-by” Period, you may contact us to request the change, and we will not charge any fees for changing a Travel Product.
7.2. We will use reasonable endeavours to assist in facilitating the change, however the change may not always be possible and will be subject to the Travel Provider’s terms and conditions, including any applicable fees charged by the Travel Provider. In the event the Travel Provider charges fees to amend your Travel Product, those fees will be passed on to you, and you agree that you will be liable for payment of those fees.
7.3 In the event that we are able to facilitate a change to your Travel Product, it may be optimal for your Payment Schedule to be changed and we will notify you of our suggestions about your Payment Schedule this at the time of making the change.
7.4 You acknowledge that we are not responsible for any revisions the Travel Provider may make to your Travel Product. All bookings are subject to supplier availability and should a Travel Provider make changes to your booking, which can occur at any time, we will make reasonable attempts to advise you of your options.
8. Third Party Links
8.1. Certain content, products, and services available on our Website and through the PLT Services may include materials from third-parties (Third Party Links).
8.2. Third Party Links on the Website may direct you to websites that are not affiliated with Pay Later Travel. We are not responsible for examining or evaluating the content or accuracy of any Third Party Links or materials.
8.3. We do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.
8.4. We will not be liable for any harm or damages suffered by you related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any Third Party Links. Please review Third Party Links carefully and make sure you understand them before you engage in any transaction.
8.5 Complaints claims, concerns, or questions regarding Third Party Links or products should be directed to the third-party.
9. Intellectual Property
9.1. We own all Intellectual Property Rights in the PLT Materials.
9.2. Nothing in this Agreement constitutes a transfer or assignment of any Intellectual Property Rights in the PLT Materials.
10. Indemnity
10.1. Customer Indemnity
(a) You agree to indemnity, defend, and hold harmless us, and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, and employees against any loss, damage, liabilities, taxes, charges, legal claims and expenses (including reasonable legal fees) arising out of:
i. any breach of this Agreement by you;
ii. any fraud, misconduct, negligence, or violation of any Law by you;
iii. a breach of any third party rights by you;
iv. any claim brought by a third party due to or arising out of your breach of this Agreement, or your violation of any Law or rights of a third party; or
v. any use of the PLT Services that is not in accordance with this Agreement by you.
(b) The indemnity at clause 10.1(a) above does not extend to any loss, damage, liability, tax, charge, legal claim, and expense (including reasonable legal fees) caused by our fraud, wilful misconduct, knowing breach of this Agreement, or negligence.
10.2 PLT Indemnity
(a) We agree to indemnify, defend, and hold harmless you against any loss, damage, liabilities, taxes, charges, legal claims and expenses (including reasonable legal fees) arising out of any fraud, wilful misconduct, negligence, or violation of any Law directly attributable to us.
(b) The indemnity at clause 10.2(a) above does not extend to any loss, damage, liability, tax, charge, legal claim and expense (including reasonable legal fees) caused by your fraud, misconduct, mistake, knowing breach of this Agreement, or negligence.
11. Mobile Terms of Service
11.1. Your use of the Mobile Message Service constitutes your acceptance of this clause 11.
11.2. You have the right to terminate or opt out of the Mobile Message Service at any time by texting the single keyword command STOP to us, or by clicking the relevant “unsubscribe” link received from us. In the event you terminate or opt out of the Mobile Message Service, you will receive a one-time opt-out confirmation text message. No further messages will be sent to your mobile device, unless initiated by you. If you have subscribed to other Pay Later Travel mobile message programs and wish to cancel, except where applicable Law requires otherwise, you will need to opt out separately from those programs by following the instructions provided in those respective mobile terms.
11.3. We may modify or cancel the Mobile Message Service or any of its features without notice. To the extent permitted by applicable Law, we may also modify this clause 11 at any time and your continued use of the Mobile Message Service following the effective date of any such changes shall constitute your acceptance of such changes.
11.4. By signing up to the Mobile Message Service, you agree to receive recurring SMS/text messages from and on behalf of us through your wireless provider to the mobile number you provide, even if your mobile number is registered on any state or federal do not call list. SMS/Text messages may be sent using an automatic telephone dialling system or other technology. Service-related messages may include updates, alerts, and information (e.g., order updates, account alerts, etc.). Promotional messages may include promotions, specials, and other marketing offers (e.g., cart reminders).
11.5. We do not charge for the Mobile Message Service, but you are responsible for all charges and fees associated with SMS/test messaging imposed by your wireless provider. Message frequency varies and message and data rates may apply. Check your mobile plan and contact your wireless provider for details. You are solely responsible for all charges related to SMS/text messages.
11.6. For Service support or assistance, text HELP to us or email support@paylatertravel.com.
11.7. We may change any short code or telephone number we use to operate the Mobile Message Service at any time and will notify you of these changes. You acknowledge that any messages, including any STOP or HELP requests, you send to a short code or telephone number we have changed may not be received and we will not be responsible for honouring requests made in such messages.
11.8. The wireless carriers supported by the Service are not liable for delayed or undelivered messages. You agree to provide us with a valid mobile number. If you get a new mobile number, you will need to sign up for the program with your new number.
11.9. To the extent permitted by applicable Law, you agree that we will not be liable for failed, delayed, or misdirected delivery of any information sent through the Mobile Message Service, any errors in such information, and/or any action you may or may not take in reliance on the information or Service.
11.10. We respect your right to privacy. To see how we collect and use your personal information, please see our Privacy Policy.
12. Confidentiality and use of Personal Information
12.1. Each Party (Recipient) must ensure that it (and if relevant, its representatives, parents, subsidiaries, affiliates, partners, directors, and licensors) keep confidential, and not use or permit any unauthorised use of, confidential information provided by the other Party.
12.2. We warrant that your submission of personal information through the Website or by way of SMS, email, voice, or telephone, will be governed by our Privacy Policy.
12.3. We will only use your personal information to make payments with our nominated third party payment provider or to secure your Travel Product with the Travel Provider.
12.4. Clauses 12.1-12.3 do not apply where:
(a) the information is in the public domain as at the date of this Agreement (or subsequently becomes in the public domain other than by breach of any obligation of confidentiality binding on the Recipient;
(b) the Recipient is required to disclose the information by Law, provided that the Recipient as (to the extent practicable having regard to those obligations and the required timing of the disclosure) consulted with the provider of the confidential information as to the form and content of the disclosure;
(c) the disclosure is expressly permitted under this Agreement;
(d) in the case of Pay Later Travel, the disclosure is made to our officers, employees, and professional advisers to the extent necessary to enable us to properly perform our obligations under this Agreement, in which case we will ensure that such persons maintain the confidentiality of the information;
(e) the disclosure is required for use in legal proceedings regarding this Agreement; or
(f) the Party to whom the confidential information relates has consented in writing before the disclosure.
12.5. This clause 12 will survive the termination of this Agreement.
13. No Credit Provided
Despite any other term contained or implied in this Agreement (including any term which is expressed generally to have effect despite any other term) nothing in this Agreement will be construed as securing or purporting to secure in favour of us the payment of any amount or the performance of any obligation by the you under or in connection with any credit contract to which the National Credit Code (or any other credit legislation) applies.
14. Your Consumer Rights
14.1. Nothing in this Agreement is intended to exclude, restrict, or modify any of your Consumer Rights, or intended to exclude any non-excludable implied warranties that the PLT Services will be provided with due care and skill.
14.2. Nothing in this Agreement is intended to limit our liability or impose a Liability on you in a manner that would be considered unfair under the Australian Consumer Law.
15. Comments
15.1. If you publish Comments, you agree that we may, at any time and without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any Comments that you forward to us. We are and shall be under no obligation to maintain any Comments in confidence, pay compensation for any Comments, or respond to any Comments.
15.2. We may, but have no obligation to, monitor, edit or remove content that we determine, in our sole discretion, as being unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or this Agreement.
15.3. You agree that your Comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libellous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the PLT Service or any related website,
15.4. We take no responsibility and assume no liability for any Comments posted by you or any third-party.
16. Termination
16.1. This Agreement is effective unless and until it expires or is terminated by either you or us.
16.2. You may terminate this Agreement at any time by notifying us in writing that you no longer wish to use the PLT Services.
16.3. Any obligations and Liabilities of the Parties incurred prior to the termination date shall survive the termination of this Agreement for all purposes.
16.4. We will be permitted to terminate this Agreement if, in our sole judgment (acting reasonably):
(a) you fail, or we suspect you have failed, to comply with any material term or provision of this Agreement, and such breach is able to be remedied, and you have failed to remedy such breach within 14 days of receipt of a notice;
(b) you fail, or we suspect you have failed, to comply with any material term or provision of this Agreement, and such breach is unable to be remedied;
(c) we are no longer engaged in trade or commerce; or
(d) the Travel Product is not available due to circumstances outside our control (not merely because we decide to discontinue the arrangement).
16.5. This Agreement will otherwise expire when you cease to use the PLT Services.
17. Limitation of Liability
17.1. You understand and agree that, where we make a booking for a Travel Product on your behalf using the PLT Services:
(a) we are not a party to, and are excluded from all liability, in relation to the Travel Provider’s provision of the Travel Product to you;
(b) the Travel Provider is solely responsible for, and we will have no liability for, any errors or omissions with the Travel Product;
(c) we have no control over whether a Travel Provider becomes Insolvent and is unable to provide the Travel Product, and will have no liability in relation to a Travel Provider becoming Insolvent; and
(d) we arrange the Travel Product for you as an intermediary and retain no control over the Travel Provider’s provision of the Travel Product to you.
17.2. Despite anything to the contrary, and to the maximum extent permitted by Law:
(a) neither Party will be liable for consequential loss; and
(b) a Party’s liability for any Liability under this Agreement will be reduced proportionately to the extent the Liability was caused or contributed to by the acts or omissions of the other Party (or any of its parents, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, and employees) including any failure by that Party to mitigate its loss.
17.3. This Agreement does not limit or exclude any Liability of a Party that cannot be excluded or limited by Law.
18. Entire Agreement
18.1. This Agreement and any policies or operating rules posted by us on the Website constitute the entire Agreement and understanding between you and us and governs your use of the PLT Services, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).
19. General
19.1. This agreement is governed by and interpreted in accordance with the Laws of New South Wales, Australia. You irrevocably submit to the exclusive jurisdiction of the courts of the state of New South Wales.
19.2. Questions about this Agreement or any aspect of the PLT Services should be sent to support@paylatertravel.com.au, or through our online chat function.
19.3. We do not give any express warranty or guarantee as to the suitability, reliability or availability of the Travel Providers, or of the content on our Website.
19.4. Subject to your Consumer Rights set out in clause 14, we do not give any implied warranties or guarantees.
19.5. Except as required by law, we do not guarantee continuous, uninterrupted or secure access to the PLT Services and the Website, and we make no representations or warranties regarding the amount of time needed to complete processing of payments or refunds.
19.6. We are dedicated to maintaining a respectful and safe environment for both our customers and employees. We endeavour to solve any query to the best of our ability, however we reserve the right to refuse service, restrict access to the PLT Services, or terminate this Agreement in the event that our employees are subjected to abusive, threatening, or harassing behaviour. This includes, but is not limited to, verbal abuse, offensive or discriminatory language, intimidation, harassment (whether sexual or otherwise), and physical threats. By engaging with the PLT Services, you agree to treat our staff with respect and understand that failure to do so may result in the immediate suspension or termination of the PLT Services.
19.7. We warrant that we are accredited under the ATIA Industry Accreditation Scheme and we comply with the ATAS Code of Conduct. For more information about the ATAS Code of Conduct, please visit the ATAS website at www.atas.com.au.


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